Man opening car door which is hired out and covered by private hire insurance with Insure 313.

Private Hire

When passengers enter your vehicle, your responsibilities as a taxi driver or chauffeur to get them to their destination safely is all-important. Like anything else, though, there is a multitude of risks out on the road.


Finding the right insurance policy for you might feel exhausting, but it should be the most important element for any private hire individual or business.


Whether you offer airport shuttle runs, ad-hoc journeys, private functions, proms, or are a larger business with a fleet of vehicles and several drivers, a generic private hire insurance policy will struggle to protect you adequately, as a lot can go wrong.


One of your passengers could injure themselves due to your error or negligence, or thieves could break into your vehicle and steal navigation technology.


Out on the road, there’s always the risk another driver makes a mistake, or you make the mistake yourself. If your vehicle breaks down, getting it started again could be crucial to your income, too.

Insure 313 have the experience to deliver a bespoke policy with leading policy features which assist you in times of need. Our team will also support you throughout your policy agreement, from initial quotes through renewal and any claims you should make.


Key Features

Your policy could include;

  • Comprehensive to third party offering
  • Public liability
  • Personal accident cover
  • Breakdown recovery
  • Windscreen replacement
  • Personal use cover
  • 24-hour claims assistance


This list is not exhaustive. We have access to some of the leading insurers and can tailor a policy specifically to your requirements.


For more information, fill in the form below.

Woman chauffeured around insured under private hire motor insurance with Insure 313.

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