A digger on a construction site protected by plant & machinery insurance with Insure 313 insurance brokers.

Plant & Machinery

If you rely on plant and machinery, either owned or hired in, a solid insurance policy to keep your business up and running can feel priceless. Insure 313 can help you choose a policy to protect your projects from start to finish.


As a contractor or tradesman, you might use diggers, cherry pickers, cranes, dozers, forklifts, generators, loaders, rollers, and much more.


If any of these machines break down whilst on the job, it could delay a project and interrupt your future schedule.


There could be issues with repair or replacement which further delays the project.


In turn, this could bring into question your integrity and your professionalism could be undermined. If projects are delayed, you may have to hire other plant for longer, raising the overall costs of the project.

Plant and machinery cover can often be included as part of a Public Liability insurance policy, protecting you should an incident occur deemed to be your fault, such as damaging a client’s property or negligence which leads to a member of the public sustaining an injury.


Key Features

A typical Plant & Machinery insurance policy can include;

  • Hired-in plant
  • Owned plant
  • Public liability
  • Contract works
  • Construction tools and equipment
  • Cover whilst in transit


This list is not exhaustive. We have access to some of the leading insurers and can tailor a policy specifically to your requirements.


For more information, fill in the form below.

A forklift in a warehouse whose business has plant and machinery insurance with Insure 313.

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