Property owners and landlords work hard to build their legacy whether they own one property or several, but it can all be undone without the right protection.
Buy to Let schemes can be a solid money-earner in uncertain times, but the stress that comes with the admin can be a toil.
When you own a home which you intend to rent out, you take on a responsibility to protect your tenants, whether commercial or residential.
Using a property management company can be expensive and either way, the onus ultimately falls on you if a tenant injures themselves due to your negligence.
Whilst you may be able to control the array of risks your properties face, other factors are beyond your control. During bad weather, your property could be exposed to floods or storm damage, or else a neighbouring property could catch fire which spreads.
Such events often require a full refurbishment which takes builders, contractors and sometimes structural engineers to ensure the long-term safety of the build. In the meantime, the property may well be unusable and you could miss out on rent until the refurbishment is completed.
Key Features
Insure 313 will work with you to deliver a policy built specifically for the type of landlord or property owner you are. Your policy can include;
- Residential lets
- Commercial lets
- Buy to Let schemes
- Portfolio property owners
- Landlord liability
- Landlord contents
- Unoccupied properties
This list is not exhaustive. We have access to some of the leading insurers and can tailor a policy specifically to your requirements.
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